Subprime Mortgage Help Who Is At Fault For The Subprime Mortgage Crisis?

Who is at fault for the Subprime Mortgage Crisis? - subprime mortgage help

I've heard opinions that the subprime crisis is the result of predatory lending, borrowers, without education, higher value housing, and lack of state regulation. What do you think is the main cause? Are there other reasons that I mentioned? How can we avoid in the future?

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